John Koshy AIF®, CRPS®, CLTC®

John Koshy AIF®, CRPS®, CLTC®

Managing Partner

I work with employer and individual clients to put together a process and a team to accomplish the corporate retirement plan or personal financial planning objectives that you might have.

I have been active in the financial services industry since 1989, and until most recently was a member of the wealth management team at Sagemark Consulting/Lincoln Financial Advisors where I provided counsel on the estate, retirement and investment planning needs for successful individuals and families. My team and I were also responsible for corporate and not-for-profit clients where we worked together on issues related to employer sponsored retirement plans and key executive compensation.

In 2019, I was inspired to start my own firm with a different vision in mind.  To provide holistic retirement planning and consulting services - free of any bias or conflicts of interest, where compensation did not have to be tied to the sale of a product.

It gave me the freedom and flexibility to collaborate with professionals at various firms across the country, and enables me to provide a higher level of service by combining their collective knowledge and experience, along with their support systems, to meet my client’s needs.  

Professional Industry Designations

  • Accredited Investment Fiduciary (AIF®)
  • Chartered Retirement Plans Specialist (CRPS®)
  • Certified in Long Term Care (CLTC®)